{"id":15093,"date":"2024-01-15T10:51:31","date_gmt":"2024-01-15T01:51:31","guid":{"rendered":"https:\/\/www.globalresearch.co.jp\/reports\/?p=15093"},"modified":"2026-03-09T05:47:17","modified_gmt":"2026-03-08T20:47:17","slug":"usage-based-insurance-market-pred","status":"publish","type":"post","link":"https:\/\/www.globalresearch.co.jp\/reports\/usage-based-insurance-market-pred\/","title":{"rendered":"\u5229\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u5e02\u5834\u306f\u3001\u30bf\u30a4\u30d7\u5225\uff08Pay-as-You-Drive (PAYD)\u3001Pay-How-You-Drive (PHYD)\u3001Manage-How-You-Drive (MHYD)\u3001\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\u3001\u305d\u306e\u4ed6\uff09\u3001\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u4e57\u7528\u8eca\u3001\u5546\u7528\u8eca\uff09\u3001\u6280\u8853\u5225\uff08OBD I-II\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3001\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u3001\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u3001\u305d\u306e\u4ed6\uff09\u306b\u5206\u985e\u3055\u308c\u307e\u3059\u3001\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08IoT\u30d9\u30fc\u30b9\u306e\u30d5\u30ea\u30fc\u30c8\u7ba1\u7406\u3001\u534a\u81ea\u5f8b\u8d70\u884c\u30fb\u81ea\u5f8b\u8d70\u884c\u8eca\u3001\u904b\u8f38\u306b\u304a\u3051\u308b\u4eba\u5de5\u77e5\u80fd\u3068HMI\u3001\u305d\u306e\u4ed6\uff09\u3001\u5730\u57df\u5225\uff08\u5317\u7c73\u3001\u4e2d\u5357\u7c73\u3001\u6b27\u5dde\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u3001\u4e2d\u6771\u3001\u30a2\u30d5\u30ea\u30ab\uff09\uff1a\u30b7\u30a7\u30a2\u3001\u898f\u6a21\u3001\u5c55\u671b\u3001\u6a5f\u4f1a\u5206\u6790\u30012023-2030\u5e74"},"content":{"rendered":"

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\n\u30ea\u30d0\u30c6\u30a3\u76f8\u4e92\u4fdd\u967a
\n\u30d7\u30ed\u30b0\u30ec\u30c3\u30b7\u30d6\u30fb\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3
\n\u30a6\u30cb\u30dd\u30eb\u30c4\u30a1\u30a4\u30fb\u30a2\u30b7\u30af\u30e9\u30c4\u30a3\u30aa\u30fc\u30cbS.P.A
\n\u5168\u56fd\u76f8\u4e92\u4fdd\u967a\u4f1a\u793e
\nDataM\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9
\n\u4ed8\u9332
\n\u4f1a\u793e\u6982\u8981\u3068\u30b5\u30fc\u30d3\u30b9
\n\u304a\u554f\u3044\u5408\u308f\u305b<\/p>\n","protected":false},"excerpt":{"rendered":"

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\n[150\u30da\u30fc\u30b8\u30ec\u30dd\u30fc\u30c8] \u4e16\u754c\u306e\u5229\u7528\u30d9\u30fc\u30b9\u306e\u4fdd\u967a\u5e02\u5834\u306f\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\uff082023\u5e74\uff5e2030\u5e74\uff09\u306b\u5e74\u5e73\u5747\u6210\u9577\u738724.1\uff05\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u308b\u3002 \u5229\u7528\u30d9\u30fc\u30b9\u306e\u4fdd\u967a\uff08UBI\uff09\u306f\u3001\u79c1\u305f\u3061\u306e\u904b\u8ee2\u65b9\u6cd5\u306b\u57fa\u3065\u3044\u3066\u4fdd\u967a\u6599\u3092\u6c7a\u5b9a\u3059\u308b\u3002<\/p>\n

UBI\u306f\u3001\u7279\u5b9a\u306e\u904b\u8ee2\u30d1\u30e9\u30e1\u30fc\u30bf\u30fc\uff08\u901f\u5ea6\u3001\u52a0\u901f\u5ea6\u3001\u5e73\u5747\u904b\u8ee2\u6642\u9593\u3068\u8ddd\u96e2\u3001\u591c\u9593\u904b\u8ee2\u306a\u3069\uff09\u3084\u884c\u52d5\u306b\u57fa\u3065\u3044\u3066\u3001\u9867\u5ba2\u306b\u30d7\u30e9\u30a4\u30e0\u5272\u5f15\u3092\u63d0\u4f9b\u3059\u308b\u3002\u5b89\u5168\u904b\u8ee2\u3084\u904b\u8ee2\u983b\u5ea6\u304c\u4f4e\u3051\u308c\u3070\u3001\u5272\u5f15\u304c\u9069\u7528\u3055\u308c\u305f\u308a\u3001\u4fdd\u967a\u6599\u304c\u5b89\u304f\u306a\u3063\u305f\u308a\u3059\u308b\u3002\u3055\u3089\u306b\u3001UBI\u306f\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3092\u5229\u7528\u3057\u3066\u5b9f\u969b\u306e\u904b\u8ee2\u884c\u52d5\u3092\u8ffd\u8de1\u3057\u3001\u5b9f\u969b\u306e\u904b\u8ee2\u884c\u52d5\u306b\u57fa\u3065\u3044\u3066\u9867\u5ba2\u306e\u30ea\u30b9\u30af\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u3092\u4f5c\u6210\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002\u3055\u3089\u306b\u3001UBI\u306f\u3001\u4fdd\u967a\u91d1\u8acb\u6c42\u306e\u67fb\u5b9a\u306b\u4f7f\u7528\u3067\u304d\u308b\u3088\u308a\u9ad8\u5ea6\u3067\u512a\u308c\u305f\u30c7\u30fc\u30bf\u3092\u6301\u3064\u3053\u3068\u306b\u3088\u308b\u4e0d\u6b63\u884c\u70ba\u306e\u6e1b\u5c11\u3001\u30c9\u30e9\u30a4\u30d0\u30fc\u304c\u904b\u8ee2\u7fd2\u6163\u3092\u7d99\u7d9a\u7684\u306b\u7df4\u7fd2\u3057\u6539\u5584\u3059\u308b\u610f\u6b32\u3092\u6301\u3064\u3053\u3068\u306b\u3088\u308b\u904b\u8ee2\u7fd2\u6163\u306e\u6539\u5584\u306b\u3088\u308b\u640d\u5931\u306e\u6e1b\u5c11\u3001\u9867\u5ba2\u3068\u306e\u3088\u308a\u6df1\u3044\u95a2\u4fc2\u3001\u4f8b\u3048\u3070\u3001\u8acb\u6c42\u66f8\u306e\u767a\u884c\u3084\u4fdd\u967a\u91d1\u8acb\u6c42\u306e\u51e6\u7406\u306b\u3068\u3069\u307e\u3089\u305a\u3001\u9867\u5ba2\u3068\u3088\u308a\u5b9a\u671f\u7684\u3067\u7a4d\u6975\u7684\u306a\u3084\u308a\u53d6\u308a\uff08\u4f8b\u3048\u3070\u3001\u4e8b\u6545\u5f8c\u306e\u9023\u7d61\u3001\u904b\u8ee2\u5b9f\u7e3e\u3084\u4fdd\u967a\u6599\u306b\u95a2\u3059\u308b\u6700\u65b0\u60c5\u5831\u3001\u5834\u5408\u306b\u3088\u3063\u3066\u306f\u500b\u3005\u306e\u8d70\u884c\u5f8c\u306e\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u306a\u3069\uff09\u3092\u3059\u308b\u6a5f\u4f1a\u3092\u6301\u3064\u3053\u3068\u306a\u3069\u3001\u69d8\u3005\u306a\u5927\u304d\u306a\u5229\u70b9\u3092\u63d0\u4f9b\u3059\u308b\u3002<\/p>\n

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\n\u4e8b\u6545\u306e\u5897\u52a0\u306f\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\u306e\u5229\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u306e\u5e02\u5834\u6210\u9577\u3092\u62bc\u3057\u4e0a\u3052\u308b\u3068\u4e88\u60f3\u3055\u308c\u308b\u3002WHO\u306b\u3088\u308b\u3068\u3001\u6bce\u5e74\u7d04135\u4e07\u4eba\u304c\u4ea4\u901a\u4e8b\u6545\u304c\u539f\u56e0\u3067\u6b7b\u4ea1\u3057\u3066\u3044\u308b\u3002\u3055\u3089\u306b\u3001\u7d042,000\u4e07\uff5e5,000\u4e07\u4eba\u304c\u6b7b\u4ea1\u306b\u81f3\u3089\u306a\u3044\u8ca0\u50b7\u3092\u8ca0\u3044\u3001\u305d\u306e\u591a\u304f\u304c\u8ca0\u50b7\u306b\u8d77\u56e0\u3059\u308b\u969c\u5bb3\u3092\u8ca0\u3063\u3066\u3044\u308b\u3002\u56fd\u306b\u3088\u3063\u3066\u306f\u3001\u307b\u3068\u3093\u3069\u306e\u56fd\u3067\u4ea4\u901a\u4e8b\u6545\u304c\u56fd\u5185\u7dcf\u751f\u7523\u306e3\uff05\u3092\u72a0\u7272\u306b\u3057\u3066\u3044\u308b\u3002\u3055\u3089\u306b\u3001UBI\u306fOBD\u30c9\u30f3\u30b0\u30eb\u3092\u4f7f\u7528\u3057\u3066\u304a\u308a\u3001\u6700\u3082\u4eba\u6c17\u306e\u3042\u308b\u88fd\u54c1\u30ab\u30c6\u30b4\u30ea\u30fc\u3068\u306a\u308a\u3064\u3064\u3042\u308a\u30012020\u5e74\u306b\u306f2,700\u4e07\u53f0\u306e\u81ea\u52d5\u8eca\u306b\u642d\u8f09\u3055\u308c\u3001\u30e1\u30fc\u30ab\u30fc\u306b\u3068\u3063\u3066\u306f\u5e74\u95934\u51047,500\u4e07\u30c9\u30eb\u306e\u5e02\u5834\u3068\u306a\u308a\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\u306e\u5e02\u5834\u6210\u9577\u306e\u62e1\u5927\u304c\u671f\u5f85\u3055\u308c\u308b\u3002<\/p>\n

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\u5229\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u5e02\u5834\u30bb\u30b0\u30e1\u30f3\u30c8\u5206\u6790
\n\u30bf\u30a4\u30d7\u5225\u3067\u306f\u3001Pay-as-you-drive\uff08PAYD\uff09\u3001Pay-How-you-drive\uff08PHYD\uff09\u3001Manage-How-you-drive\uff08MHYD\uff09\u3001\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\u3001\u305d\u306e\u4ed6\u306b\u533a\u5206\u3055\u308c\u308b\u3002\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\u3067\u306f\u3001\u4e57\u7528\u8eca\u3068\u5546\u7528\u8eca\u306b\u533a\u5206\u3055\u308c\u308b\u3002\u6280\u8853\u5225\u3067\u306f\u3001OBD I-II\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3001\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u3001\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u3001\u305d\u306e\u4ed6\u306b\u533a\u5206\u3055\u308c\u308b\u3002\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\u3067\u306f\u3001\u5e02\u5834\u306fIoT\u30d9\u30fc\u30b9\u306e\u8eca\u4e21\u7ba1\u7406\u3001\u534a\u81ea\u5f8b\u8d70\u884c\u30fb \u81ea\u5f8b\u8d70\u884c \u8eca\u3001\u8f38\u9001\u306b\u304a\u3051\u308b\u4eba\u5de5\u77e5\u80fd\u30fbHMI\u3001\u305d\u306e\u4ed6\u306b\u533a\u5206\u3055\u308c\u308b\u3002<\/p>\n

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APAC\u306f\u3001\u6700\u5927\u306e\u81ea\u52d5\u8eca\u88fd\u9020\u4f1a\u793e\u306e\u30b7\u30d5\u30c8\u3068\u4e8b\u6545\u306e\u5897\u52a0\u306b\u3088\u308a\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\u306b\u6700\u3082\u6025\u6210\u9577\u3059\u308b\u5e02\u5834\u306b\u306a\u308b\u3068\u4e88\u60f3\u3055\u308c\u308b\u3002\u4e2d\u56fd\u306f\u3001\u9700\u8981\u3068\u4f9b\u7d66\u306e\u4e21\u9762\u3067\u4e16\u754c\u6700\u5927\u306e\u81ea\u52d5\u8eca\u5e02\u5834\u3067\u3042\u308b\u3002\u307e\u305f\u3001\u4e2d\u56fd\u306e\u81ea\u52d5\u8eca\u767b\u9332\u53f0\u6570\u306f2019\u5e74\u306b\u306f2,100\u4e07\u53f0\u306b\u6e1b\u5c11\u3057\u3066\u304a\u308a\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\u3082\u6210\u9577\u304c\u898b\u8fbc\u307e\u308c\u3066\u3044\u308b\u3002\u3055\u3089\u306b\u3001\u6b27\u5dde\u3084\u305d\u306e\u4ed6\u306e\u5730\u57df\u306f\u3001\u653f\u5e9c\u306e\u898f\u5236\u306b\u3088\u308a\u4e88\u6e2c\u671f\u9593\u4e2d\u306b\u5927\u304d\u306a\u5e02\u5834\u6210\u9577\u306b\u5bc4\u4e0e\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u308b\u3002<\/p>\n

\u5229\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u5e02\u5834\u306e\u4f01\u696d\u3068\u7af6\u4e89\u74b0\u5883
\n\u5229\u7528\u30d9\u30fc\u30b9\u306e\u4fdd\u967a\u5e02\u5834\u306f\u3001\u5730\u57df\u7684\u306a\u30d7\u30ec\u30fc\u30e4\u30fc\u3068\u4e16\u754c\u7684\u306a\u30d7\u30ec\u30fc\u30e4\u30fc\u306e\u5b58\u5728\u306b\u3088\u308a\u3001\u7de9\u3084\u304b\u306b\u7d30\u5206\u5316\u3055\u308c\u3066\u3044\u308b\u3002\u7af6\u4e89\u306e\u8f2a\u90ed\u306f\u3001\u5730\u57df\u4f01\u696d\u306e\u5897\u52a0\u3068\u4e0a\u6d41\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u3078\u306e\u6295\u8cc7\u306e\u5897\u52a0\u306b\u3042\u308b\u3002Cambridge Mobile Telematics\u3001Allianz SE\u3001AXA\u3001Aviva\u3001Allstate Corporation\u3001Insure The Box Limited\u3001Liberty Mutual Insurance\u3001Progressive corporation\u3001UNIPOLSAI ASSICURAZIONI S.P.A\u3001Nationwide Mutual Insurance Company\u304c\u63a5\u7740\u5264\u5e02\u5834\u306e\u4e3b\u8981\u30d7\u30ec\u30fc\u30e4\u30fc\u3067\u3042\u308b\u3002\u4e3b\u8981\u30d7\u30ec\u30fc\u30e4\u30fc\u306f\u3001\u88fd\u54c1\u767a\u58f2\u3001\u8cb7\u53ce\u3001\u63d0\u643a\u306a\u3069\u3044\u304f\u3064\u304b\u306e\u6210\u9577\u6226\u7565\u3092\u63a1\u7528\u3057\u3001\u5229\u7528\u578b\u4fdd\u967a\u5e02\u5834\u306e\u4e16\u754c\u7684\u306a\u6210\u9577\u306b\u8ca2\u732e\u3057\u3066\u3044\u308b\u3002<\/p>\n

\u30b1\u30f3\u30d6\u30ea\u30c3\u30b8\u30fb\u30e2\u30d0\u30a4\u30eb\u30fb\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9
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(PAYD)\u3001Pay-How-You-Drive (PHYD)\u3001Manage-How-You-Drive (MHYD)\u3001\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\u3001\u305d\u306e\u4ed6\uff09\u3001\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u4e57\u7528\u8eca\u3001\u5546\u7528\u8eca\uff09\u3001\u6280\u8853\u5225\uff08OBD 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href=\"https:\/\/www.globalresearch.co.jp\/reports\/usage-based-insurance-market-pred\/\" \/>\n<meta property=\"og:locale\" content=\"ja_JP\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5229\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u5e02\u5834\u306f\u3001\u30bf\u30a4\u30d7\u5225\uff08Pay-as-You-Drive (PAYD)\u3001Pay-How-You-Drive (PHYD)\u3001Manage-How-You-Drive (MHYD)\u3001\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\u3001\u305d\u306e\u4ed6\uff09\u3001\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u4e57\u7528\u8eca\u3001\u5546\u7528\u8eca\uff09\u3001\u6280\u8853\u5225\uff08OBD 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